DNB Core Banking Framework
A complete Micro Services-based framework for building and managing digital banking solutions:
- Bank Generics Management like Calendar, Limits, Fees, Interests, Branch etc.
- Branch, Zone wise operations
- Componentizing
- Configurable User Permissions
- Customer Management
- Customer Onboarding
- Documents Management for Bank, User and Customer
- License Module / SaaS Model / Hybrid Model
- Localization – Regulatory & Compliance
- Managing CASA, FD & RD, Loan products
- Multi Entity
- Multi Factor Authentication
- Notifications Module EMAIL, SMS integration
- Rest API for all communication between services
- Statements & Reports
- Transactions Management
DF - GROW
Savings Account
Current Accounts
Deposits
OTC – Withdrawals
Auto Loans
Personal loans
Home Loans
DF - GROW +
- CASA – Preset Products & Product Suite
- Internet Banking / Mobile banking
- Cards (Retail & Commercial)
- Mobile Money
- ATM
- Treasury Services Suite
- Wealth Management
- Premium Banking
- SME Banking
- Trade Finances
- Capital Market Access
- Agriculture Banking
- Corporate banking
- Forex
- Money Market Accounts
- Insurance services
- Investment banking
DF - XPLODE
Lending Solutions Suite
Investing Solutions Suite
Insurance solutions suite
Wealth Management Solutions Suite
Regulatory compliance solutions
DF - MAGIC
AI-based loan and credit system
Customer service / engagement
(Chatbot)
Predictive Analytics
Cybersecurity
Credit Scoring / Direct Lending
Other Products
DF Al-Falah (Islamic Banking Suite)
A suite of banking solutions that are compliant with Islamic Shariah law. Includes features such as :
Mudarabah (profit-sharing)
Musharakah (joint-venture)
Murabaha (cost plus finance)
Ijarah (leasing)
Takaful (Islamic insurance)
Wadiah (safe keeping)
Sukuk (Islamic bonds)
AML
E-KYC
Mortgages
Payment gateway
Chat Box
CBDC Wholesale
Future Core Product
CBDC Retail
Future Core Product
